Capabilities & Products

Enterprise Agent BuilderConversational Agentic AISupply Chain & Procurement AIAI Governance Engine

Industries

Fintech, Banking & InsuranceAutomotive & OEMFMCG, Retail & DistributionTravel & Hospitality Retail

Company & Knowledge

Security & AI Governance Case Studies & ROI Knowledge Hub Enterprise FAQs Leadership Team 30-Day Deployment & Careers Schedule AI Audit
Industries/Fintech, Banking & Insurance
RisingPoint.io · AI-Native Enterprise Engineering.

AI-First Digital Banking &
Financial Platform Architecture.

End-to-end architecture, development, integration, and long-term support — from blueprint to production go-live across the EU, GCC, APAC, and North America. Neo-banking engines, AI collections, real-time fraud scoring, DuitNow QR settlement, and full insurance distribution workflows.

Full-Stack Digital Banking & Neo-Banking Architecture

Four pillars of the banking platform.

AI Digital Assistant (LLM/NLP)

Production-grade conversational AI embedded directly into mobile banking interfaces. Handles natural language financial queries, transaction execution, spending analysis, and contextual help across 60+ languages.

60+ languages<2s round-trip

Fraud & Risk AI

Real-time machine learning models for behavioral anomaly detection, geo-location fraud flags, and multi-dimensional risk scoring operating at sub-second inference speed.

Sub-second inference

Dynamic Modular KYC / KYB Onboarding

Branchless, paperless registration with biometric liveness detection, dynamic identity verification, and tiered transaction limits.

Biometric liveness

Personalised Financial Insights & Wellness

Natural language spending categorization, daily and weekly summaries, budget forecasting, and AI financial coaching.

AI Collections & Automated Debt Recovery Engine

Intelligent debt recovery, behavioral decisioning & automated outreach.

Move from manual phone calls to self-correcting collections workflows that scale without increasing headcount.

Key Capabilities

Behavioral Decisioning & DPD Segmentation

Real-time scoring based on Days Past Due (DPD), past payment behavior, and customer risk profiles.

Multi-Channel Automated Outreach

Coordinated voice, SMS, WhatsApp, and email agent communication tuned for optimal engagement times.

Promise-to-Pay (PTP) Tracking

Real-time logging of customer payment commitments with automated reminder triggering and settlement links.

Integrated Payment Triggering

Direct link to payment gateways allowing instant balance resolution during chat or call sessions.

Quantified Operational Impact
40–50%
Increase in Loan Recovery Rates
Behavioral decisioning across DPD bands
Reduction in Manual Collection Labour Costs
Automated multi-channel outreach
3x
Higher Customer Engagement & PTP Capture
Optimal-time outreach & settlement links
Payment Infrastructure & Settlement Engine

DuitNow QR / PayNet RPP gateway & multi-scheme settlement.

Capabilities Breakdown

DuitNow QR & PayNet RPP Certification

ISO 8583 and API handling, static and dynamic QR generation, real-time merchant notification, and PayNet standard certification.

Settlement Engine

Multi-scheme aggregation, merchant hierarchy management, split settlement routing, dynamic fee deduction, and automated reconciliation payout instructions.

Virtual Cards & Multi-Currency Accounts

Instant virtual card issuance, multi-currency wallets, and biometric authorization modules.

TRANSACTION RADAR — LEDGER STREAM
⚠ FRAUD ISOLATED · 212ms
  • 18:22:04txn stream · 41,208 TPS nominal
  • 18:22:05velocity anomaly · card •4417 → quarantined in 212ms
  • 18:22:05dual-model consensus · fraud probability 0.97 · settlement blocked
  • 18:22:06case auto-filed · evidence bundle hashed
Insurance Sales, Distribution & Policy Workflows

End-to-end agentic automation for insurance sales & distribution.

Orchestrating complex policy origination, cross-selling, and underwriting validation — from first enquiry to renewal.

Core Modules

Dynamic Intake & Lead Qualification Agent

Conversational voice and chat agents qualify inbound leads, collect risk profiles, and pre-fill policy documentation.

Multi-Carrier & Multi-Product Quote Engine

Calculates risk-adjusted premiums, applies regional tariffs, and presents tailored coverage tiers in real time.

Automated Underwriting & Verification Workflow

Cross-references customer inputs with registry databases, medical coding rules, and financial records to accelerate policy approval.

Omnichannel Distribution & Renewal Engine

Automates policy issuance, payment collection, mid-term adjustments, and automated renewal reminders across SMS, WhatsApp, and email.

Issuance 5 days → 3 minutes 100% regulatory audit score +34% agent network productivity
Customer Engagement & MLOps Infrastructure

Unified CDP, campaign intelligence & MLOps.

Unified CDP & Campaign Intelligence

Predictive segmentation for high-frequency, dormant, and churn-risk accounts with channel-optimized messaging push.

Enterprise MLOps Infrastructure

Cloud-native model lifecycle management, drift detection, explainable AI scoring, and fairness monitoring across models.

Banking infrastructure that moves at market speed.

Neo-banking engines, AI collections, PayNet-certified settlement and insurance distribution — engineered on a compliance-first runtime.